Does Lucaden upload this bank or payment data?
No. These treasury routes read local files through browser ArrayBuffers, parse them in this tab, and create downloads with local Blob URLs. There is no file upload request.
Can a passing result guarantee bank acceptance?
No. A base-format check cannot cover every bank implementation guide, bilateral agreement, local scheme rule, or compliance control. Always test and confirm the output with the receiving bank.
What should I do when the tool reports malformed input?
Keep the original, use the reported row, tag, line, or path to correct the source system, and run the complete file again. Lucaden does not silently drop malformed financial records.